How It Works

Explore Your Debt Consolidation Options in Minutes

Florida Debt Solutions makes it simple to explore personal loan options that may help you consolidate high-interest credit card debt into one manageable monthly payment.

1. Tell Us About Your Debt

Start by selecting your approximate credit card debt amount and providing some basic information about your financial situation.

It only takes a few minutes to get started.

2. Explore Available Options

Based on the information you provide, we may connect you with third-party personal loan providers through our network of affiliates and partners.

Loan availability, rates and terms depend on your individual financial profile and lender eligibility requirements.

3. Review & Decide

If you qualify, review the loan options and terms presented to you and decide whether a debt consolidation loan makes sense for your situation.

There is no obligation to accept a loan offer.

Ready to See Your Options?

Get started with our quick online evaluation.

Check My Options

Florida Debt Solutions is not a lender and does not make credit decisions or guarantee loan approval.

Helping Florida residents find proven paths to financial freedom since 2010. Free consultations, no upfront fees.

Company

Legal

We are not a lender, creditor, or debt collector. We connect consumers with third-party personal loan providers through a network of affiliates and partners. Referral arrangements may enable you to apply for a loan.

Annual Percentage Rates (APR) range from 5.90% to 35.99%, with loan terms typically ranging from 12 to 84 months. Eligibility for a loan through our partners depends on several factors, including the requested loan amount, your credit profile, income, existing financial obligations, and other relevant criteria. Loan approval is not guaranteed, and not all applicants will qualify. Loan options may not be available in all states.

Representative Loan Example:
A typical personal loan example includes a loan amount of $17,000, with a 5% origination fee ($850), a 53-month term, and an interest rate of 17.00%. You would receive $16,150 after fees. The monthly payment would be approximately $458.48, resulting in an APR of 19.63%. The total interest paid would be $7,299.44, with a total loan cost of $8,149.44 (including fees). The total repayment amount would be $24,299.44.

We do not provide debt settlement, debt negotiation, or credit repair services.

Consumers are encouraged to consult with a qualified financial professional before making any financial decisions.

This website is a free educational resource designed to help consumers understand debt consolidation loan options. We provide informational content, tools, and resources for general educational purposes only. We are not affiliated with any government agency. Any references to assistance programs are provided for informational purposes only.

We do not discriminate based on race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect individual experiences and may not be representative of all users.