Services

Explore Debt Consolidation Loan Options

High-interest credit card balances can become difficult to manage. Florida Debt Solutions helps consumers understand how debt consolidation loans work and explore personal loan options that may be available through our network of affiliates and partners.

How We Help

Debt Consolidation Loan Options

Explore personal loan options that may allow you to consolidate multiple credit card balances into one loan with a single monthly payment.

Access to Third-Party Providers

We connect consumers with third-party personal loan providers through our network of affiliates and partners. Available rates, terms and loan amounts depend on your individual financial profile and lender requirements.

Educational Resources

Learn more about debt consolidation, personal loans and the factors to consider when deciding whether consolidating credit card debt is right for you.

Find Out What Options May Be Available

Complete our quick online evaluation to get started.

Check My Options

Florida Debt Solutions is not a lender and does not make credit decisions or guarantee loan approval. We do not provide debt settlement, debt negotiation or credit repair services.

Helping Florida residents find proven paths to financial freedom since 2010. Free consultations, no upfront fees.

Company

Legal

We are not a lender, creditor, or debt collector. We connect consumers with third-party personal loan providers through a network of affiliates and partners. Referral arrangements may enable you to apply for a loan.

Annual Percentage Rates (APR) range from 5.90% to 35.99%, with loan terms typically ranging from 12 to 84 months. Eligibility for a loan through our partners depends on several factors, including the requested loan amount, your credit profile, income, existing financial obligations, and other relevant criteria. Loan approval is not guaranteed, and not all applicants will qualify. Loan options may not be available in all states.

Representative Loan Example:
A typical personal loan example includes a loan amount of $17,000, with a 5% origination fee ($850), a 53-month term, and an interest rate of 17.00%. You would receive $16,150 after fees. The monthly payment would be approximately $458.48, resulting in an APR of 19.63%. The total interest paid would be $7,299.44, with a total loan cost of $8,149.44 (including fees). The total repayment amount would be $24,299.44.

We do not provide debt settlement, debt negotiation, or credit repair services.

Consumers are encouraged to consult with a qualified financial professional before making any financial decisions.

This website is a free educational resource designed to help consumers understand debt consolidation loan options. We provide informational content, tools, and resources for general educational purposes only. We are not affiliated with any government agency. Any references to assistance programs are provided for informational purposes only.

We do not discriminate based on race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect individual experiences and may not be representative of all users.